* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --navy: #1B3A5C;
  --navy-light: #2A5580;
  --navy-dark: #0F2640;
  --navy-deeper: #091A30;
  --gold: #E8A838;
  --gold-light: #F0C060;
  --gold-dark: #C08820;
  --white: #FFFFFF;
  --off-white: #F7F8FA;
  --gray-50: #F9FAFB;
  --gray-100: #F3F4F6;
  --gray-200: #E5E7EB;
  --gray-400: #9CA3AF;
  --gray-500: #6B7280;
  --gray-700: #374151;
  --gray-900: #111827;
  --radius: 12px;
  --radius-lg: 16px;
  --shadow: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.1);
  --shadow-lg: 0 12px 32px rgba(0,0,0,0.12);
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--gray-900);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

.site-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: var(--navy);
  box-shadow: 0 2px 12px rgba(0,0,0,0.2);
}

.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.nav-logo img {
  height: 44px;
  width: auto;
  object-fit: contain;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-link {
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: 8px;
  transition: all 0.2s;
}

.nav-link:hover {
  color: var(--white);
  background: rgba(255,255,255,0.1);
}

.nav-login-btn {
  display: inline-flex;
  align-items: center;
  padding: 8px 22px;
  background: var(--gold);
  color: var(--navy-dark);
  font-size: 14px;
  font-weight: 600;
  border-radius: 8px;
  text-decoration: none;
  margin-left: 8px;
  transition: all 0.2s;
}

.nav-login-btn:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
}

.mobile-menu-btn {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  cursor: pointer;
  padding: 8px;
  border-radius: 8px;
}

.mobile-menu-btn:hover {
  background: rgba(255,255,255,0.1);
}

.hero {
  position: relative;
  background: linear-gradient(170deg, var(--navy-dark) 0%, var(--navy) 50%, var(--navy-light) 100%);
  padding: 140px 24px 80px;
  overflow: hidden;
}

.hero-bg-pattern {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-image:
    radial-gradient(circle at 20% 50%, rgba(232, 168, 56, 0.08) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(42, 85, 128, 0.3) 0%, transparent 40%),
    radial-gradient(circle at 60% 80%, rgba(232, 168, 56, 0.05) 0%, transparent 40%);
  pointer-events: none;
}

.hero-container {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-block;
  background: rgba(232, 168, 56, 0.15);
  color: var(--gold-light);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 16px;
  border-radius: 20px;
  border: 1px solid rgba(232, 168, 56, 0.25);
  margin-bottom: 24px;
}

.hero h1 {
  font-size: 48px;
  font-weight: 800;
  line-height: 1.1;
  color: var(--white);
  letter-spacing: -1.5px;
  margin-bottom: 20px;
}

.hero-subtitle {
  font-size: 18px;
  line-height: 1.6;
  color: rgba(255,255,255,0.7);
  margin-bottom: 36px;
  max-width: 520px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: inherit;
  font-weight: 600;
  border-radius: 10px;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.2s;
  border: none;
}

.btn-primary {
  padding: 14px 32px;
  font-size: 16px;
  background: var(--gold);
  color: var(--navy-dark);
  box-shadow: 0 4px 14px rgba(232, 168, 56, 0.35);
}

.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(232, 168, 56, 0.4);
}

.btn-secondary {
  padding: 14px 32px;
  font-size: 16px;
  background: rgba(255,255,255,0.1);
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.25);
}

.btn-secondary:hover {
  background: rgba(255,255,255,0.18);
  transform: translateY(-2px);
}

.hero-trust {
  display: flex;
  gap: 24px;
  margin-top: 48px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.5);
  font-size: 13px;
  font-weight: 500;
}

.trust-item .material-icons-outlined {
  font-size: 18px;
  color: var(--gold);
}

.hero-visual {
  display: flex;
  justify-content: center;
}

.hero-mockup {
  background: var(--white);
  border-radius: 16px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.3);
  width: 100%;
  max-width: 380px;
  overflow: hidden;
  transform: perspective(800px) rotateY(-5deg) rotateX(2deg);
}

.mockup-header {
  background: var(--gray-100);
  padding: 14px 16px;
  display: flex;
  gap: 8px;
}

.mockup-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--gray-200);
}

.mockup-body {
  padding: 16px;
}

.mockup-search {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 10px;
  padding: 12px 14px;
  margin-bottom: 14px;
  color: var(--gray-400);
  font-size: 14px;
}

.mockup-search .material-icons-outlined {
  font-size: 18px;
}

.mockup-card {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px;
  border-radius: 10px;
  border: 1px solid var(--gray-100);
  margin-bottom: 8px;
}

.mockup-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-light), var(--navy));
  flex-shrink: 0;
}

.mockup-lines {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.mockup-line {
  height: 10px;
  border-radius: 5px;
  background: var(--gray-200);
}

.mockup-line.light {
  background: var(--gray-100);
}

.w-40 { width: 40%; }
.w-45 { width: 45%; }
.w-50 { width: 50%; }
.w-60 { width: 60%; }
.w-70 { width: 70%; }
.w-80 { width: 80%; }

.section-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section-header {
  text-align: center;
  margin-bottom: 56px;
}

.section-label {
  display: inline-block;
  background: rgba(27, 58, 92, 0.08);
  color: var(--navy);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 16px;
  border-radius: 20px;
  margin-bottom: 16px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.section-header h2 {
  font-size: 36px;
  font-weight: 800;
  color: var(--gray-900);
  letter-spacing: -1px;
  margin-bottom: 12px;
}

.section-header p {
  font-size: 17px;
  color: var(--gray-500);
  max-width: 580px;
  margin: 0 auto;
  line-height: 1.6;
}

.how-it-works {
  padding: 100px 24px;
  background: var(--white);
}

.steps-grid {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
}

.step-card {
  flex: 1;
  max-width: 320px;
  text-align: center;
  padding: 32px 28px;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--gray-200);
  position: relative;
  transition: all 0.3s;
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.step-number {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  width: 28px;
  height: 28px;
  background: var(--gold);
  color: var(--navy-dark);
  font-size: 13px;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.step-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, rgba(27, 58, 92, 0.08), rgba(27, 58, 92, 0.04));
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 8px auto 20px;
}

.step-icon .material-icons-outlined {
  font-size: 28px;
  color: var(--navy);
}

.step-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 10px;
}

.step-card p {
  font-size: 14px;
  color: var(--gray-500);
  line-height: 1.6;
}

.step-connector {
  display: flex;
  align-items: center;
  padding: 0 8px;
  margin-top: 60px;
  color: var(--gray-200);
}

.step-connector .material-icons-outlined {
  font-size: 24px;
}

.benefits {
  padding: 100px 24px;
  background: var(--off-white);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.benefit-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  border: 1px solid var(--gray-200);
  transition: all 0.3s;
}

.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.benefit-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.benefit-icon .material-icons-outlined {
  font-size: 26px;
  color: var(--white);
}

.benefit-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 10px;
}

.benefit-card p {
  font-size: 14px;
  color: var(--gray-500);
  line-height: 1.7;
}

.cta {
  padding: 100px 24px;
  background: linear-gradient(170deg, var(--navy-dark), var(--navy));
  position: relative;
  overflow: hidden;
}

.cta::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background:
    radial-gradient(circle at 30% 50%, rgba(232, 168, 56, 0.1) 0%, transparent 50%),
    radial-gradient(circle at 70% 30%, rgba(42, 85, 128, 0.2) 0%, transparent 40%);
  pointer-events: none;
}

.cta-container {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 1;
}

.cta-content h2 {
  font-size: 40px;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -1px;
  margin-bottom: 16px;
}

.cta-content p {
  font-size: 17px;
  color: rgba(255,255,255,0.65);
  line-height: 1.6;
  margin-bottom: 36px;
}

.cta-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

.btn-cta-primary {
  padding: 16px 40px;
  font-size: 16px;
  background: var(--gold);
  color: var(--navy-dark);
  box-shadow: 0 4px 14px rgba(232, 168, 56, 0.35);
}

.btn-cta-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(232, 168, 56, 0.4);
}

.btn-cta-secondary {
  padding: 16px 40px;
  font-size: 16px;
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.3);
}

.btn-cta-secondary:hover {
  background: rgba(255,255,255,0.1);
  transform: translateY(-2px);
}

.site-footer {
  background: var(--navy-deeper);
  padding: 48px 24px 32px;
}

.footer-container {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-brand {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  margin-bottom: 32px;
}

.footer-logo {
  height: 40px;
  width: auto;
  object-fit: contain;
  margin-bottom: 12px;
}

.footer-brand p {
  font-size: 14px;
  color: rgba(255,255,255,0.4);
  max-width: 300px;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 24px;
  text-align: center;
}

.footer-bottom span {
  font-size: 13px;
  color: rgba(255,255,255,0.3);
}

@media (max-width: 1024px) {
  .hero h1 {
    font-size: 38px;
  }

  .hero-container {
    gap: 40px;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .mobile-menu-btn {
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 16px 24px 24px;
    gap: 4px;
    box-shadow: 0 8px 24px rgba(0,0,0,0.2);
  }

  .nav-links.open {
    display: flex;
  }

  .nav-link {
    padding: 12px 14px;
    width: 100%;
    text-align: left;
  }

  .nav-login-btn {
    margin-left: 0;
    margin-top: 8px;
    justify-content: center;
  }

  .hero {
    padding: 120px 24px 60px;
  }

  .hero-container {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .hero h1 {
    font-size: 32px;
    letter-spacing: -1px;
  }

  .hero-subtitle {
    font-size: 16px;
  }

  .hero-visual {
    display: none;
  }

  .hero-trust {
    gap: 16px;
  }

  .section-header h2 {
    font-size: 28px;
  }

  .steps-grid {
    flex-direction: column;
    align-items: center;
    gap: 24px;
  }

  .step-card {
    max-width: 100%;
    width: 100%;
  }

  .step-connector {
    transform: rotate(90deg);
    margin: 0;
    padding: 0;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .cta-content h2 {
    font-size: 28px;
  }

  .how-it-works,
  .benefits,
  .cta {
    padding: 72px 24px;
  }
}

@media (max-width: 480px) {
  .hero h1 {
    font-size: 28px;
  }

  .hero-actions {
    flex-direction: column;
  }

  .hero-actions .btn {
    width: 100%;
    text-align: center;
  }

  .cta-actions {
    flex-direction: column;
  }

  .cta-actions .btn {
    width: 100%;
  }
}